The collective pension fund in the Netherlands reaches a total of 160 billion euros. These funds have existed for over 70 years and have always been more collective than private. Compared to other financial institutions, we can see that not much has changed and that the industry is a bit behind on the data-driven evolution. What is the potential for innovation in the pension field and once identified, where to start? In this blog, we sum up some developments we’ve noticed in other industries and share how the pension industry could take the next step forward!